Instant Policy Renewal
Don't let your policy lapse. Renew in under 5 minutes and protect your No Claim Bonus, your legal cover and your peace of mind.
Policy expiring soon?
Call us now — we renew in 5 minutes over phone or WhatsApp.
Why Renew Before Expiry?
A single day's lapse can cost you thousands — in lost bonuses, legal fines or uncovered accident bills.
Preserve Your NCB
No Claim Bonus can discount your premium by up to 50%. A lapse of even 1 day resets it to zero — permanently losing years of safe driving rewards.
Avoid Driving Uninsured
Driving without valid insurance is illegal in India. If caught, you face fines, licence suspension and full liability for any accident costs.
No Re-Inspection Needed
Renewing before expiry means no physical vehicle inspection is required. Lapse in policy requires fresh inspection which can delay coverage by days.
Lock In Current Rates
Premium rates can increase after a claim or at renewal. Renewing early locks in your current rate and prevents sudden price hikes.
What is NCB and Why Does It Matter?
No Claim Bonus (NCB) is a reward from your insurer for not making any claims during the policy year. It accumulates year after year as a massive discount on your renewal premium.
Crucial Warning: If your policy lapses even for a single day past the 90-day grace period, your NCB is forfeited completely — regardless of your 5-year safe driving history.
If you have made a claim in your current policy period, your NCB will reset at renewal. Premium rates and available offers may also change. We will analyze your case and inform you of the exact impact before you renew.
NCB Discount Scale
How We Handle Renewals
We proactively contact you 44 days before expiry so you never have to worry about your policy lapsing.
First Reminder
We contact you with your renewal details, current NCB status and premium estimate.
Quote Comparison
We share quotes from your current insurer and alternatives if better rates are available.
Final Reminder
Confirmation of chosen plan, payment link sent and documents prepared.
Policy Renewed
New policy issued, soft copy shared instantly. Your NCB is preserved.
Start Your Renewal
Fill in your details below and we will get back to you with a personalized renewal quote within 30 minutes.
Renew With Confidence
We always recommend the best option for you — not the most profitable one for us. If staying with your current insurer is the right call, that is what we will tell you.