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Third Party (TP) insurance covers legal liability for injury or damage caused to a third party. It is mandatory by law but does not cover damage to your own car. Comprehensive (Package) insurance includes TP cover plus Own Damage (OD) cover for your vehicle, along with optional add-ons like Zero Depreciation, Engine Protect and RSA.

Zero Depreciation ensures you receive the full cost of replaced parts during a claim without any depreciation deduction on rubber, plastic or metal parts. It is highly recommended for new cars and vehicles up to 10 years old. We offer Zero Dep plans with 2 claims to unlimited claims per year depending on the insurer.

RTI cover pays you the original invoice value of your car in case of total loss or theft — including registration charges and road tax. Without RTI, you only receive the Insured Declared Value (IDV) which depreciates each year. Ideal for new or nearly new cars.

Yes, we specialize in used car insurance. In fact, a valid insurance policy in the new owner's name is mandatory for RC name transfer. We help you get the right coverage for pre-owned vehicles quickly so you can complete the transfer without delays.

For new cars, IRDAI mandates a 3-year Third Party policy. You can pair it with either a 1-year OD policy (1+3) or a 3-year OD policy (3+3). After the bundled OD period ends, you can buy a standalone OD policy from us for years 2 and 3 separately.

We act as your personal claim support team. We help you contact the insurance company, guide you through documentation, follow up on claim status and assist with any endorsement or policy changes. You are never alone in the process.